Financing & Section 179
Excavaro offers financing on every machine and attachment in our catalog through third-party lending partners, with most applications reviewed the same business day. Excavaro is an independent retailer — not an OEM-authorized dealership.
How financing works
- Add your machine or attachment kit to the cart and choose “Apply for Financing” at checkout.
- Complete a short application — pre-qualification checks are typically soft-pull.
- Get a decision, review term options, and sign electronically.
Section 179 for contractors
Many commercial buyers deduct qualifying equipment placed in service during the tax year under IRS Section 179 (and related bonus depreciation rules when available). Mini excavators and many hydraulic attachments purchased for business use are commonly discussed with tax advisors as Section 179 candidates.
- Talk to your CPA or enrolled agent before you buy — limits and eligibility change by tax year.
- Keep your invoice, delivery confirmation, and placed-in-service date for your records.
- Financing does not automatically equal deductibility; your advisor confirms treatment for your entity.
Ready to compare machines? See our buy mini excavator guide, mini excavators, and attachment kits.
What buyers typically finance
- 1–4 ton class mini excavators for residential and light commercial work
- Attachment bundles (buckets, augers, thumbs, breakers) that expand one machine into more jobs
- Cabin / A/C models for year-round crews
Questions about financing or Section 179 paperwork timing? Call 917-695-2768 or email [email protected].
Free quote · No obligation
Request a Section 179 / financing quote
Tell us the machine class and ZIP — we will outline financing paths and a delivered price.
- Delivered price to your ZIP
- Section 179 / financing options
- Call or text 917-695-2768